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Money value is a living advantage that remains with the insurance coverage company when the insured dies. Any outstanding financings versus the money value will reduce the policy's fatality benefit. Final expense. The policy owner and the insured are generally the exact same person, yet often they might be different. A business may buy vital individual insurance policy on a critical staff member such as a CHIEF EXECUTIVE OFFICER, or an insured could sell their very own policy to a third party for cash in a life settlement - Retirement security.
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