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Furthermore, clients for this kind of strategy could have serious lawful or criminal histories. It's crucial to note that various service providers provide a series of problem ages on their guaranteed problem policies as low as age 40 or as high as age 80 - funeral home insurance policy. Some will certainly additionally offer greater stated value, as much as $40,000, and others will permit much better fatality benefit problems by boosting the rates of interest with the return of premium or minimizing the number of years until a complete survivor benefit is offered